Tutors work closely with minors in many cases, creating heightened liability concerns. An LLC protects your personal assets from claims alleging negligence, inappropriate conduct, or failure to deliver promised results. It also signals professionalism to parents and schools, and creates a formal structure for collecting payments and managing expenses. Chattanooga is home to ~14K businesses and has a population of 181K, making it a thriving market for tutoring. Forming your LLC in TN provides personal asset protection and positions your tutoring business for growth in the Chattanooga metro area.